CAR FINANCING

Financing a car can be a bewildering prospect. There are many options to consider, but which of them is right for you?

There’s also the issue of whether you have a credit rating that will allow you to finance your car. Even if you are able to, where do you stand if the vehicle develops a fault?

At S McPeake we provide a range of finance solutions, to suit all kinds of budgets.

CREDIT RATINGS

Having a low credit rating will impact on your purchasing options. However, we will always take this into account, and seek to provide you with the most appropriate finance package that delivers the best possible value.

METHODS OF FINANCING

When it comes to choosing your finance solution, should you opt for Personal Contract Purchase (PCP), Hire Purchase (HP) or a personal loan? It’s certainly worth exploring the pros and cons that each has to offer. 

PCP is flexible, providing you with the option to purchase the car outright by paying a deferred ‘balloon’ payment at the end of the agreement. Or, you can decide to hand the vehicle back and walk away.

HP is a tried and tested solution. After making regular, fixed-rate monthly payments for an agreed length of time, the car is yours to keep.

A personal loan can be obtained from a bank or building society. Provided you have the necessary credit rating, it’s a perfectly valid way to finance the purchase of your vehicle. However, interest rates will vary from lender to lender, and you will be personally more accountable for the loan amount.

Give us a call today and we can advise on any queries you may have. 028 7938 6353

S McPEAKE

S McPEAKE

NEW AND USED CARS & COMMERCIALS

NEW AND USED CARS & COMMERCIALS

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S. Mc Peake & Sons Ltd
20 Carnaman Road
Knockloughrim
Magherafelt
BT45 8PN

Tel.       028 7938 6353       028 7938 6131
Mob.     07787 153190        07855 400726
 

Email   james.mcpeake@hotmail.com

Mon    09:00 - 18:00

Tue     09:00 - 18:00

Wed    09:00 - 18:00

Thu     09:00 - 18:00

Fri       09:00 - 18:00

Sat      09:00 - 14:00

Sun     By Appointment